FHA Home Loan

FHA home loans are mortgages which are insured by the Federal Housing Administration (FHA), allowing borrowers to get low mortgage rates with a minimal down payment.

VA Loans

VA loans are mortgages guaranteed by the Department of Veteran Affairs. These loans offer military veterans exceptional benefits, including low interest rates and no down payment.

USDA Loans

Jumbo Loans

Commercial Loans

What Is a Commercial Loan? A commercial loan is a debt-based funding arrangement between a business and a financial institution.

Conventional Loan

A conventional loan is any mortgage loan that is not insured or guaranteed by the government (such as under Federal Housing Administration, Department of Veterans Affairs, or Department of Agriculture loan programs). 

Non-Conventional Loan

A non-conforming loan is one that doesn’t meet Fannie Mae and Freddie Mac’s standards for a home purchase. Fannie Mae and Freddie Mac are government-sponsored enterprises (GSEs) that invest in mortgage loans. The Federal Housing Finance Agency (FHFA) sets the rules for the type of mortgages that Fannie Mae and Freddie Mac can buy.

A loan might not conform for two main reasons: One is that it doesn’t meet a requirement set by the FHFA; the other is that the loan is too large to be considered a conforming loan.